Choose your Kia

Simply choose the Kia that best suits your lifestyle, choose a finance term of three or four years, select how many kilometres per year you’ll be driving, and then you’re free to enjoy countless road trips and adventures, knowing the guaranteed minimum value of your vehicle at the end of your agreed period[2]. Then, at the end of your loan term:

Return your vehicle

You can return your vehicle to Kia Finance, with the Guaranteed Future Value amount being applied to your loan. In most instances, if you have met your finance contract obligations, that means handing your vehicle back with nothing more to pay[2]. Or;

Keep your vehicle

If you’ve fallen in love with your Kia (and who could blame you?) and the thought of saying goodbye is too much to bear, you can simply keep your vehicle by paying the final balloon payment on your Kia Finance loan. Or;

Upgrade to a new Kia

Three to four years can be a long time in the world of Kia, and so when your Kia Finance agreement ends, there will almost certainly be a new and fabulously futuristic Kia vehicle that steals your heart. Simply trade your vehicle to a Kia dealership, payout the final balloon payment on your Kia Finance loan and purchase your new Kia.

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Disclaimers


[1] The Kia Renew Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by Kia Finance and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a final amount owed to us at the end of the loan term. You may not be able to return the vehicle to us if you have travelled more than 15% of the agreed kilometre allowance. Total interest payable on the loan will be higher than a loan with no GFV.

Available on new and demonstrator Kia vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, Kia Finance, or another person or entity with Kia Finance’s agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance provided by Allied Retail Finance Pty Ltd trading as Kia Finance ABN 31 609 859 985 Australian credit licence 483211.

[2] Subject to terms and conditions, including adhering to the Fair, Wear and Tear Guide and agreed kilometre usage.

[1] The Kia Renew Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by Kia Finance and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a final amount owed to us at the end of the loan term. You may not be able to return the vehicle to us if you have travelled more than 15% of the agreed kilometre allowance. Total interest payable on the loan will be higher than a loan with no GFV.

Available on new and demonstrator Kia vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, Kia Finance, or another person or entity with Kia Finance’s agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance provided by Allied Retail Finance Pty Ltd trading as Kia Finance ABN 31 609 859 985 Australian credit licence 483211.

[2] Subject to terms and conditions, including adhering to the Fair, Wear and Tear Guide and agreed kilometre usage.